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Cairns Home Loans
Cairns Home Loans

November 2012

'Tis the season to be jolly, despite the International Monetary Fund predicting 'sluggish global growth' for the remainder of this year and next.

In its latest World Economic Outlook, the Fund has downgraded Australia's economic growth for next year from 3.5 to 3 per cent. Unemployment is also set to rise but only slightly as mining investment has insulated us from much of the slowdown in Asia.

Our economic outlook is far from rosy but there are a lot of other reasons to be jolly, including a change in Australia's credit laws that will bring greater transparency and stronger consumer protection to credit reporting - see page 3.

Saving money on your next property purchase - another reason to be jolly - is our article on page 2. This article looks at how to use 'negotiation' to put yourself in a strong position when purchasing property.

An article on Christmas trivia wraps up our newsletter for the year.

On the Social Media front, a quick reminder that Cairns Home Loans and Cairns Car Loans are now on Facebook. To keep up to date on a regular basis of what is happening in the market and not to miss any of our competitions, be sure to follow us - links for all our Facebook pages are at the bottom of this Newsletter.

Enjoy the lead-up to the holidays!

Kind Regards,

John Watts
Director - Cairns Home Loans
Cairns Home Loans
140 Mulgrave Rd
Cairns QLD4870

Email: John@cairnshomeloans.com.au
Tel: 07 4041 3100
Mob: 0418716033
Fax: 07 4041 6355
In This Issue
1. Population in Snapshot
2. Negotiating on Property
3. Credit Rating Uncovered
4. Did you know?
Links and Other Options
Forward to a friend. Send me an email.
View our website. View contact details.
Follow on Twitter. Add to Facebook
Population in Snapshot

As the year draws to a close, it's a good time to take a look at Australia in snapshot. The latest census figures and Housing Affordability Sentiment Index results provides a range of interesting data that could prove useful to both property buyers and sellers.

Click here to read the full article.
Negotiating on Property
We all know people who negotiate deals like they are competing in the final round of a boxing match, others who negotiate by making concessions at every turn. Thankfully there's a middle ground that will get you further than either of the above approaches, especially when it comes to negotiating on property.
Click here to read the full article.
Credit Rating Uncovered

Consumers will no longer be left in the dark about their credit rating thanks to reforms to Australia's privacy laws.

Click here to read the full article.
Did you know?
Impress your friends and work colleagues this festive season with some interesting Christmas trivia.
Click here to read the full article.


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Disclaimer: This newsletter is intended to provide general news and information only. Readers should rely on their own enquiries before making any decisions regarding their own interests. Please do not rely on any part of this newsletter as a substitute for specific legal or financial advice. All material is copyright 2012.