May 2013

With tax time fast approaching we take a detailed look at the topic of negative gearing and positive cash flow. Is it better to use tax rebates to help pay off your home loan or invest in a positive cash flow property, where your tenants cover your expenses?

If you decide on negative gearing, turn to page 3 for a guide on what you can and can't claim on this year's tax return.

'Constructive criticism' is another topic we feature in this issue (page 4). Too often when we criticise we cause offence because our criticism is couched in hostile, nagging or accusing terms. Find out how to give or take criticism without offence.

Enjoy this newsletter and feel free to pass it on to family and friends.